South Coast Insurance Terms

Unless you are an insurance salesperson, you are probably not well-acquainted with many of the terms. When you apply for South Coast Car insurance you may encounter unfamiliar lingo and jargon.

SkyBlue Motorcycle Insurance We at SkyBlue Insurance want to help you make the process easier. Below we have listed some of the South Coast Car Insurance terms you should know.

Insurance Terms

An amount equivalent to the fair market value of the stolen or damaged property immediately preceding the loss. For real property, this amount can be based on a determination of the fair market value of the property before and after the loss. For vehicles, this amount can be determined by local area private party sales and dealer quotations for comparable vehicles.

A device that deters auto theft. Autos equipped with these devices may entitle you to a discount on your insurance premiums.

The party who is legally liable for the damages in an accident.

The termination of insurance coverage during the policy period. Also see: Flat cancellation

A notice to an insurer that a loss may be covered.

A person responsible for investigating and settling a claim.

The first or third party. That is any person who asserts right of recovery.

This coverage waves your collision deductible if you are hit by a negligent uninsured motorist.

Provides coverage for any damage not caused by a collision.

The party who is legally liable for the damages in an accident.

The cancellation of a policy as of its effective date, without any premium charge.

Covers bodily injury and property damage to someone else.

The policyholder/applicant makes a false statement of an important fact on their application.

An incorrect estimate of the insurance premium.

The maximum amount a policy will pay.

The amount of money an insurance company charges for insurance coverage.

An estimate of the cost of insurance.

An extra charge applied by the insurer. For automobile insurance, a surcharge is usually for accidents or moving violations.

These are the South Coast Car Insurance terms you should know. Hopefully, they stick with you. Having these terms defined for you will make the application process for South Coast Car Insurance less daunting. If you’d like to know how much coverage you can be insured for, go online now and get an instant South Coast Car Insurance quote.

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South Coast Car Insurance Terms

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